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Tuesday, February 6, 2018   /   by Terri Bias

Should you buy a new house or and older house?

Is it better to purchase a brand spanking new house or one that has some mileage? The answer isn’t necessarily black and white for everyone. There are many things to consider while figuring out where you want to start planting your roots.


The Pros of a new house:

It’s probably not going to break and if it does you’re covered. It is less likely things will break because everything is, well, new. Most new homes also come with a warranty, meaning in the off chance something does break, you’re more than likely covered.



It’s easier to renovate when it’s still on paper. If you want to add rooms to your home, it’s a lot easier to erase and redraw some lines on a blueprint than it is to figure out how to attach a room to a fully constructed house.



Your bills will probably be cheaper. New technology usually means more efficient products. Better insulation, more energy efficient light bulbs, toilets that use less water, etc all mean ...

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Thursday, February 1, 2018   /   by Terri Bias

Tips for New Home Buyers

Buying a home for the first time is exciting. You are finally ready to get a chunk of land to call your own. With the excitement though can come some unforeseen hurdles. As with anything new, there can be some hurdles that can cause some problems if not prepared for. Below are 4 tips to be aware of when buying your first house.



1.     Figure out what you can afford.

You don’t want to put all that effort into purchasing your dream home only to have it blow a hole straight through your bank account. A good rule of thumb is that the cost should be roughly double your gross income.  For example, if you make $50k a year (either separate or combined with a spouse) then you could afford payments on a $100k house.

If you are currently renting somewhere, you can also use a mortgage payment calculator online. Most of the time the payment for a mortgage will be cheaper than most rents. If you can afford rent, you will probably be ok on a mortgage.



2. ...

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Tuesday, November 21, 2017   /   by Terri Bias

Fall Leaves Bring Sold Signs

Summer has come to an end and you probably are thinking you've lost the opportunity to sell, and need to wait till next summer. But that's far from the truth! Although it's not as hectic and crazy with the swarm of buyers on the market, the fall season brings out the most serious of lookers. They are the pool of buyers that waited out the summer frenzy to find their perfect home in the fall, and you don't want to miss these buyers! They are ready to make a move, today! And selling in a slower period does not equate to less money. That's a misconception that home owners have based on untrue data that floats around. With the right agent, and your home being priced correctly, you can get a great deal selling your home during the fall season. And might actually prefer it. Here are the top 3 benefits to listing during the fall season.
1. Serious Buyers - Let's be honest, if buyers are out during the busy season, looking for homes, they are serious and ready to buy. Although the summer ...

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Thursday, June 15, 2017   /   by Terri Bias

6 REASONS YOUR HOME WON'T SELL

Are you ready to sell your home and want it to have a great first impression on the market? Or maybe your home has been listed for a few weeks or months, and you can't figure out why it won't sell, and you know your agent is working hard to market it. We've listed below the top 6 reasons your home may not make a good impression and end up stagnant on the market.


1. IT'S OVERPRICED


To be clear, an overpriced home is the #1 reason a home won't sell. We often times want our homes to be worth a lot more than we may see based on the data, but if you put your home on the market for the number you wish it will bring instead of the price it actually needs to be, your home can sit on the market for months without getting a single showing. If you're thinking you need to price high to leave room for negotiations, statistics show that views for your property, for buyers in your price range, can drop a whopping 90% if it's priced too high. Discuss with your agent what the market says ...

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Monday, June 12, 2017   /   by Terri Bias

DEBUNKING MYTHS TO HOME BUYING

Finally ready to make the transition into home ownership? That's awesome, and in this exciting time you can be turning to friends and family for an insight into the process. However, there seems to be a circulation of misinformation spreading around, so we're here to clear up a few myths. 
1. THE FIRST STEP IS SEARCHING FOR A HOME
You know the saying, "Don't put the cart before the horse," well that's important to remember when it comes to buying a home. You don't want to start looking for a house until you have gotten to sit down with a lender and discuss what the bank will qualify you for. If you fall in love with a house that's $250,000 and come to find out you're only qualified for $200,000 you can get your hopes crushed and waste a lot of time. Don't start the process on the wrong foot and make sure the numbers line up.
2. YOU DON'T NEED A REAL ESTATE AGENT
For starts, when buying a home, 99% of the time the buyer's agent gets paid by the sellers. That random 1% can be fo ...

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